Top 3 S&P 500 Index Funds for 2023 | All brand dummies (2023)

S&P 500 index funds are passive investments that allow investors to match the performance of the S&P 500 Index, an index of the 500 largest publicly traded companies in the United States. They want returns that are in line with the broader market, but they don't want to own individual stocks.

Top 3 S&P 500 Index Funds for 2023 | All brand dummies (1)

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Top 3 S&P 500 Index Funds in 2023

The three major S&P 500 index funds have a remarkably similar composition, as each fund tracks the performance of the same index:

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  1. Fidelity 500 indexfonds(Nasdaq mutual funds: FXAI.X)
  2. Schwab S&P 500 index fund(Nasdaq Mutual Funds: SWPP.X)
  3. Vanguard 500 Admiral index fund shares(Nasdaq mutual funds: VFIA.X)

All three are low-cost ways to invest in the 500 companies that make up the S&P 500. Fidelity has the lowest cost at 0.015%Expense rateCharles Schwab has just over 0.02%, while Admiral Shares, a Vanguard 500 index fund, has a spending ratio of 0.04%.

Fidelity and Schwab offer index funds with no minimum investment amounts, making it easy for beginners to get started. Meanwhile, Vanguard has a relatively low minimum investment of $3,000.

Vanguard also offersExchange-traded funds (ETF's)Focus on investing in the 500 companies that make up the S&P 500 IndexVanguard S&P 500 ETF(lot 1,3%) minimum investment per share ($355 as of March 14, 2023) with an expense ratio of 0.3%. This index fund-like product is traded on major exchanges and allows investors to buy and sell similar stocks.

Each of the S&P 500 index funds very accurately reproduced the performance of the index:

Data sources: Schwab, Fidelity and Vanguard. Data as of March 14, 2023.
index of fondsTotal return 1 yearAnnual return over 3 yearsAnnual return over 5 years
S&P 500-index-7,69%12,15%9,82%
Shares Vanguard 500 Index Admiral-7,74%12,11%9,78%
Schwab S&P 500 index fund-7,73%12,12%9,79%
Fidelity 500 indexfonds-7,71%12,14%9,81%

The performance of the S&P 500 index and the performance of the three index funds that track it is almost negligible. The S&P 500 index slightly outperformed each fund, which is to be expected given each fund's expense ratio.

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An investment of $10,000 five years ago would have risen to $15,230 in early 2023, based on the returns of the S&P 500 Index. annual period, with minor differences in fees.

With any of these three funds, you can expect your investments to return nearly the same returns as the S&P 500, but at a lower cost. Given the lower expense ratio, the Fidelity S&P 500 index fund is likely to continue to outperform Schwab and Vanguard slightly over the long term.

Why Are S&P 500 Index Funds Popular?

Anindex fondsDesigned to reflect the performance of a stock market index. The S&P 500 index fund invests in each of the region's 500 companies(SNPINDEX:^GSPC) It does not try to outperform the index. Instead, it uses the index as a benchmark and tries to replicate its results as closely as possible.

By far the most popular type of fund is the S&P 500 index fundindex fonds.but index funds can be based on virtually any financial market, investment strategy orscholarship.

Index funds are popular with investors for a number of reasons. they provide simpleportfolio diversification, some funds offer broad exposure to hundreds or even thousands of stocks and bonds. If the business fails, you don't risk losing all your money like you would with a personal investment. However, you also don't have as much upside as the astronomical returns that can come from picking a big winner.

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its index fundspassive management, which means you are not paying anyone to actively choose your investments. Passively managed funds have lower spending rates due to lower management costs compared to actively managed funds.

  • Your money follows market performance.Historically, the S&P 500annual returnIt is between 9% and 10%. In a few years the index will fall in value. For example indoorsGreat DepressionThe S&P 500 lost about half of its value. At the same time, the indexbearmarktFrom early 2022 to March 14, 2023, the S&P 500 is down more than 6% in the past year. But in the long run it always recovers. Never in the history of the S&P 500 has a 20-year investment ended in a loss.
  • You keep more return on your investment yourzak.S&P 500 index funds are cheap investments. While active managers can match or even exceed market performance over time, their fees can eat into your profits. Because they are low-paying passive investments, S&P 500 index funds provide returns that reflect the long-term returns of the index.
  • You invest in America's 500 most profitable companiesS&P 500 companies must adhere to strict listing standards. To be included in the index, a company must have $12.7 billion in assetsmarket value, and the sum of the earnings of the last four quarters must be positive. Each company must also get approval from the index committee. They are among the largest S&P 500 holding companiesappel(NASA 1,41%),Amazon(Amazon 4,44%),Microsoft(Microsoft Corporation 2,14%), IJohnson & Johnson(Johnson & Johnson -0,04%).
  • You can automate your investment decisions.The S&P 500 has an excellent track record of generating long-term returns, allowing you to invest without worrying about stock market volatility. You also don't have to search or follow individual companies. You can easily schedule a certain amount and automatically invest regularly. This practice is calledaverage dollar costEven if you opt for individual stocks, S&P 500 index funds are a good basis for investingdurationBecause you guarantee returns from the exchange.
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4 US Small Cap Index Funds to Buy in 2023. Smaller companies can generate big returns and these index funds follow them.
How index funds work and why they are the easiest way to invest
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How to Invest in Index Funds Index funds track a specific index and are a great way to invest.

Watch out for leveraged S&P 500 index funds

Watch out for hedge funds with S&P 500 ETFs.Leveraged ETFsUse borrowed money and/or derivative securities to increase your investment return or shorten the index. For example, a double leveraged S&P 500 ETF aims to return twice the performance of the index on a daily basis. So if the index goes up 2%, the value of the ETF goes up 4%. If the index fell 3%, the ETF would lose 6%.

These leverage products are designed toSession dayinstruments and has an inherent long-term downward trend. In other words, the long-term return of an S&P 500 ETF with 2x leverage will not double the index's performance.

Investing in an S&P 500 index fund is one of the safest ways to build wealth over the long term. But leveraged ETFs — even those that track the S&P 500 — are too risky to put in a long-term portfolio.

John Mackey, former CEO of the Amazon subsidiary Whole Foods Market, is on the board of directors of The Motley Fool.Matthew De LaloHe has worked at, Apple and Johnson & Johnson. The Motley Fool owns and endorses, Apple, Microsoft, and Vanguard S&P 500 ETFs. The Motley Fool endorses Johnson & Johnson. Motley Fool hasDisclosure Policy.

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Top 3 S&P 500 Index Funds for 2023 | All brand dummies? ›

Basic Info. S&P 500 3 Year Return is at 43.16%, compared to 58.99% last month and 40.26% last year.

Which fund is best 2023? ›

Best index funds to invest in for May 2023
  • Fidelity ZERO Large Cap Index.
  • Vanguard S&P 500 ETF.
  • SPDR S&P 500 ETF Trust.
  • iShares Core S&P 500 ETF.
  • Schwab S&P 500 Index Fund.
  • Shelton NASDAQ-100 Index Direct.
  • Invesco QQQ Trust ETF.
  • Vanguard Russell 2000 ETF.
May 15, 2023

What is the 3 year return of the S&P 500 Index Fund? ›

Basic Info. S&P 500 3 Year Return is at 43.16%, compared to 58.99% last month and 40.26% last year.

How do I choose a S&P 500 index fund? ›

You'll want to think about:
  1. Expense ratio. As index funds are passively managed, expense ratios, which represent the fees you pay for the upkeep of your fund, should be nominal. ...
  2. Minimum investment. Index funds have different investment minimums for taxable investment accounts and IRAs. ...
  3. Dividend yield. ...
  4. Inception date.
May 2, 2023

What is the S&P 500 for dummies? ›

The S&P 500 tracks the market capitalization of the roughly 500 companies included in the index, measuring the value of the stock of those companies. Market cap is calculated by multiplying the number of stock shares a company has outstanding by its current stock price.

What are the top 5 sectors to invest in 2023? ›

5 Best Sectors for Long-term Investment in India 2023
  • Information Technology (IT)
  • FMCG (Fast-moving consumer goods)
  • Housing finance companies.
  • Automobile Companies.
  • Infrastructure.
  • Bonus: Pharmaceuticals Stocks.
Apr 1, 2023

How to grow wealth in 2023? ›

10 Ways for Millennials To Get Rich in 2023
  1. Become a Realtor. ...
  2. Get Into Aggressive Investing. ...
  3. Start a Digital Company. ...
  4. Take on Freelance Work. ...
  5. Become a Consultant. ...
  6. Offer Coaching Services. ...
  7. Start a Small Business. ...
  8. Jump on the Short-Term Rental Trend.
Mar 3, 2023

What will the S&P 500 return in 2023? ›

Implications of Market Divergence

Without the AI-led rally, the S&P 500 would be returning -1.4%. as of May 17, 2023. A handful of stocks are spearheading the S&P 500's impressive 9% rally this year. This form of steep divergence, known as market breadth, often signals higher risk in the market.

Should I put all my money into S&P 500? ›

Legendary investor Warren Buffet once said that all it takes to make money as an investor is to 'consistently buy an S&P 500 low-cost index fund. ' And academic research tends to agree that the S&P 500 is a good investment in the long term, despite occasional drawdowns.

How should a beginner invest in the S&P 500? ›

You can't directly invest in the index itself, but you can buy individual stocks of S&P 500 companies, or buy an S&P 500 index fund or ETF. The latter is ideal for beginner investors since they provide broad market exposure and diversification at a low cost.

Should I put all my 401k in S&P 500? ›

It's never a good idea to place all your savings in any single investment, even one with as much appeal as an S&P 500 index fund.

What S&P 500 index fund is recommended by Warren Buffett? ›

Buffett bet that over 10 years, an S&P 500 index fund would outperform five actively managed hedge funds. His investment, the Vanguard 500 Index Fund Admiral Shares (NASDAQMUTFUND:VFIAX), not only won, but it trounced the competition -- earning returns of nearly 126% while the hedge funds averaged just 36%.

What is the average return of the S&P 500? ›

Basic Info. S&P 500 1 Year Return is at 0.91%, compared to -9.29% last month and -1.18% last year. This is lower than the long term average of 6.31%. The S&P 500 1 Year Return is the investment return received for a 1 year period, excluding dividends, when holding the S&P 500 index.

Why investing in the S&P 500 is a better investment? ›

Is Investing in the S&P 500 Less Risky Than Buying a Single Stock? Generally, yes. The S&P 500 is considered well-diversified by sector, which means it includes stocks in all major areas, including technology and consumer discretionary—meaning declines in some sectors may be offset by gains in other sectors.

What 4 sectors to buy in 2023? ›

2023 US sector outlook
  • Real estate.
  • Materials.
  • Industrials.
  • Communication. services.

What markets will boom in 2023? ›

Three Key Sectors in Which to Invest in 2023
  • Consumer staples. ...
  • Precious metals. ...
  • Healthcare.
Jan 12, 2023

What stocks will double in 2023? ›

7 Growth Stocks That Could Double Your Money in 2023
KYMRKymera Therapeutics$28.35
HSAIHesai Group$8.10
ABCLAbCellera Biologics$5.74
2 more rows
May 14, 2023

What is considered wealthy in 2023? ›

You might need $5 million to $10 million to qualify as having a very high net worth while it may take $30 million or more to be considered ultra-high net worth. That's how financial advisors typically view wealth.

How to become a millionaire in the next 5 years? ›

Here are nine steps to help you become a millionaire in five years or less.
  1. Step 1: Create a Wealth-Building Plan. ...
  2. Step 2: Take Advantage of Employer Contributions. ...
  3. Step 3: Ask for a Raise. ...
  4. Step 4: Save a Significant Portion of Your Earnings. ...
  5. Step 5: Develop Multiple Income Streams. ...
  6. Step 6: Eliminate Debt.
Sep 5, 2022

How to invest to become a millionaire in 10 years? ›

Become a Millionaire in 10 Years (or Less) With These 10 Expert-Approved Tips
  1. Ensure You're Getting Paid What You Are Worth. ...
  2. Have Multiple Income Streams. ...
  3. Save as Much as You Possibly Can. ...
  4. Make Savings Automatic. ...
  5. Keep Debt to a Minimum. ...
  6. Don't Fall Victim to 'Shiny Ball Syndrome' ...
  7. Keep Cash in Interest-Bearing Accounts.
Feb 2, 2023

What is the S&P 500 expected return for 5 years? ›

Basic Info. S&P 500 5 Year Return is at 57.45%, compared to 55.60% last month and 73.30% last year. This is higher than the long term average of 44.33%. The S&P 500 5 Year Return is the investment return received for a 5 year period, excluding dividends, when holding the S&P 500 index.

What is the expected 10 year return on the S&P 500? ›

Basic Info. S&P 500 10 Year Return is at 161.0%, compared to 161.9% last month and 195.6% last year. This is higher than the long term average of 112.5%.

What is the S&P 500 forecast for 2024? ›

Through the first quarter of 2024, analysts expect the S&P 500 to climb 8 percent, to 4,289 from 3,970.99 when the survey closed on March 24. That follows a year of optimism in 2022, when each quarterly survey predicted that the market would be higher in a year.

How much of my portfolio should be in the S&P 500? ›

But the 5% rule can be broken if the investor is not aware of the fund's holdings. For example, a mutual fund investor can easily pass the 5% rule by investing in one of the best S&P 500 Index funds, because the total number of holdings is at least 500 stocks, each representing 1% or less of the fund's portfolio.

How much to invest in S&P 500 to be a millionaire? ›

As you can see from the chart, investing $5,000 annually in the S&P 500 would make you a millionaire in a little over 30 years, assuming average 10.25% annual returns.

Is S&P 500 good for retirement? ›

It's possible to retire a millionaire, or a multimillionaire, simply by making incremental investments in the S&P 500 over time. For example, over a 30-year period, your $500 monthly investments would add up to $180,000, but the magic of compound gains could produce an ending value of more than $1 million.

What are the top 3 holdings of the S&P 500? ›

Components of the S&P 500
1Apple IncAAPL
2Microsoft CorpMSFT IncAMZN
4Nvidia CorpNVDA
63 more rows

Will S&P 500 hit $10,000? ›

Resolution Criteria. The S&P 500 is at 3,044 points at the time of writing this question. Will it hit 10,000 points before the decade ends? This question still resolves positively if it hits the 10,000 mark during the decade but is under that threshold on Jan 1 2030.

How many index funds should I own? ›

Experts agree that for most personal investors, a portfolio comprising 5 to 10 ETFs is perfect in terms of diversification. But the number of ETFs is not what you should be looking at. Rather, you should consider the number of different sources of risk you are getting with those ETFs.

What would $100 invested in S&P 500? ›

The nominal return on investment of $100 is $24,831.97, or 24,831.97%. This means by 2023 you would have $24,931.97 in your pocket.

What is the cheapest way to buy the S&P 500? ›

Buying an S&P 500 Fund or ETF. If you want an inexpensive way to invest in S&P 500 ETFs, you can gain exposure through discount brokers. These financial professionals offer commission-free trading on all passive ETF products. But keep in mind that some brokers may impose minimum investment requirements.

How much would $10000 invested in the S&P 500 in 1980 be worth today? ›

Assuming an expense ratio of 0.1% on your index fund (you can find even lower costs now), this means that a $10,000 investment would have turned into just over $760,000 as of Feb.

Is S&P 500 safe long term? ›

History shows us that investing in an S&P 500 index fund -- a fund that tracks the S&P 500's performance as closely as possible -- is remarkably safe, regardless of timing. The S&P 500 has never produced a loss over a 20-year holding period.

Does the S&P 500 pay dividends? ›

But it's important to note that the S&P 500 index itself does not pay dividends—the companies in the index do. An investor has to buy shares of the companies themselves or of index funds in order to receive dividends. “The S&P itself does not pay a dividend,” explains Titan investment manager Christopher Seifel.

How much of my 401k should be in index funds? ›

As a rule of thumb, you can subtract your age from 110 or 100 to find the percentage of your portfolio that should be invested in equities; the rest should be in bonds. Using 110 will lead to a more aggressive portfolio; 100 will skew more conservative.

What does Warren Buffet say to invest in? ›

It's far better to buy a wonderful company at a fair price than a fair company at a wonderful price,” wrote Buffett in his 1989 annual shareholder letter. “When buying companies or common stocks, we look for first-class businesses accompanied by first-class management.”

Do most investors beat the S&P 500? ›

The phrase "beating the market" means earning an investment return that exceeds the performance of the Standard & Poor's 500 index. Commonly called the S&P 500, it's one of the most popular benchmarks of the overall U.S. stock market performance. Everybody tries to beat it, but few succeed.

What is the most popular ETF on the S&P 500? ›

Screening factors included having at least a 10-year annualized tracking error of 0.25% or less, a net expense ratio of 0.2% or less, at least $1 billion in assets under management (AUM) and a minimum 10-year track record of performance. In terms of AUM, SPY reigns supreme as the most popular S&P 500 ETF.

What is the 2 year average return for the S&P? ›

S&P 500 2 Year Return is at -0.28%, compared to 3.43% last month and 41.87% last year. This is lower than the long term average of 14.48%. The S&P 500 2 Year Return is the investment return received for a 2 year period, excluding dividends, when holding the S&P 500 index.

What was the best year for the S&P 500? ›

Best years:
  • 1997: 48.9%
  • 1999: 41.5%
  • 2021: 39.3%

What is the S&P 500 monthly return? ›

S&P 500 Monthly Return is at 1.46%, compared to 3.51% last month and -8.80% last year.

Is S&P 500 a good investment 2023? ›

The S&P 500 was expected to end 2023 at 4,200 points, which would amount to a 9.4% increase for the calendar year, according to the median forecast of 42 strategists polled by Reuters. This forecast target is unchanged from a November 2022 poll.

What is S&P 500 downside? ›

Fund description

The Invesco S&P 500® Downside Hedged ETF (Fund) is an actively managed exchange-traded fund (ETF) that seeks to achieve positive total returns in rising or falling markets that are not directly correlated to broad equity or fixed-income market returns.

What are the cons of investing in S&P 500? ›

The main drawback to the S&P 500 is that the index gives higher weights to companies with more market capitalization. The stock prices for Apple and Microsoft have a much greater influence on the index than a company with a lower market cap.

Which stock will grow the most in 2023? ›

Bank of America's Best Growth Stocks of 2023
CompanyForward Sales Growth Next Year
Alphabet (GOOG, GOOGL)+11.8%
Eli Lilly (LLY)+19.4%
Match (MTCH)+13.0%
Progressive (PGR)+10.9%
6 more rows
May 1, 2023

What stock will do well in 2023? ›

Best S&P 500 stocks as of May 2023
Company and ticker symbolPerformance in 2023
Meta Platforms (META)99.7%
Align Technology (ALGN)54.2%
West Pharmaceutical Systems (WST)53.5%
6 more rows
May 1, 2023

Is 2023 a good year to invest? ›

U.S. equities may disappoint in 2023, but patient investors can find potential income and returns in other markets. A grueling bear market, touched off by decades-high inflation and an aggressive Federal Reserve response, made 2022 one of the most challenging years for investment returns in the last half century.

Which stocks will gain in 2023? ›

Best Stocks to Buy in India for Long Term in 2023
S.No.Long Term Stocks IndiaIndustry
1.Reliance IndustriesMultinational Conglomerate
2.Tata Consultancy Services (TCS)Information Technology
3.InfosysInformation Technology
4.HDFC BankBanking
1 more row
5 days ago

What stock will double in 2023? ›

7 Growth Stocks That Can Double in 2023
PSNYPolestar Automotive$5.82
DRSLeonardo DRS$13.03
3 more rows
Jan 11, 2023

What are the best stocks for the next 10 years? ›

Best Stocks to Buy for the Next 10 Years
  • Corebridge Financial, Inc. (NYSE:CRBG) Trailing Twelve Month P/E: 1.59. ...
  • Navios Maritime Partners L.P. (NYSE:NMM) Trailing Twelve Month P/E: 1.51. ...
  • Netcapital Inc. (NASDAQ:NCPL) ...
  • Jiayin Group Inc. (NASDAQ:JFIN) ...
  • Obsidian Energy Ltd. (NYSE:OBE)
Mar 13, 2023

What stocks to buy in 2023 recession? ›

9 Best Recession Stocks Of 2023
  • The Best Recession Stocks of May 2023.
  • Merck & Company, Inc. ( MRK)
  • Becton, Dickinson and Company (BDX)
  • CMS Energy Corporation (CMS)
  • PepsiCo, Inc. ( PEP)
  • Ameren Corporation (AEE)
  • Xcel Energy Inc. ( XEL)
  • Thermo Fisher Scientific Inc. ( TMO)
May 9, 2023

What to invest in April 2023? ›

My Top 10 Growth Stocks to Invest in for April 2023
  • Accenture (NYSE:ACN)
  • Adobe (NASDAQ:ADBE)
  • Amazon.
  • Broadcom (NASDAQ:AVGO)
  • Danaher (NYSE:DHR)
  • S&P Global (NYSE:SPGI)
  • Salesforce (NYSE:CRM)
Apr 6, 2023

What is the most successful stock of all time? ›

The Best Performing Stocks in History
  • Coca-Cola. (NASDAQ: KO) ...
  • Altria. (NASDAQ: MO) ...
  • (NASDAQ: AMZN) ...
  • Celgene. (NASDAQ: CELG) ...
  • Apple. (NASDAQ: AAPL) ...
  • Alphabet. (NASDAQ:GOOG) ...
  • Gilead Sciences. (NASDAQ: GILD) ...
  • Microsoft. (NASDAQ: MSFT)

Should you invest in S&P 500 now? ›

We do not think now is a good time to invest heavily in the S&P 500 if you have a short- to medium-term horizon. We underweight equities in our broader Asset Allocation framework because inflation is still high, and we do not think the Federal Reserve has finished hiking despite market expectations of cuts in 2023.

What sort of year will 2023 be? ›

2023 sees in the Year of the Rabbit, which begins on January 22. In Chinese culture, the Rabbit is a symbol of longevity, peace and prosperity. 2023 is predicted to be a year of hope. People born in the Year of the Rabbit are believed to be vigilant, witty, quick-minded and ingenious.

What is the Vanguard outlook for 2023? ›

We've revised our forecast for 2023 GDP to no growth from a previous forecast for a contraction of around 1.0%. We've ratcheted down our 2024 growth forecast from 0.6% to 0.2%, reflecting the impact of a likely higher BOE terminal rate.

Which stocks that double every 3 years? ›

Stock Doubling every 3 years
S.No.NameCMP Rs.
1.Guj. Themis Bio.738.00
2.Refex Industries496.10
3.Tanla Platforms728.85
4.Sanrhea Tech.74.79
7 more rows

Which stock will be multibagger in 2023? ›

Best Multi-bagger Stocks in India in 2023
CompanyFace Value (In INR)52-week Low (In INR)
Medico Remedies Ltd216.52
Titagarh Wagons Ltd293.40
De Nora India10460.20
Olectra Greentech4374.10
7 more rows
May 2, 2023

Which share to buy for next 5 years? ›

Growth stocks for next 5 years
  • Brightcom Group. 16.20. 2.40. 3269.03. 1.85. 543.93. 46.43. 2865.17. 41.75. 29.42. 1364.91. 60.42.
  • Easy Trip Plann. 46.95. 55.59. 8161.41. 0.13. 37.81. 58.07. 111.47. 88.42. 54.57. 146.82. 39.17.
  • Primo Chemicals. 69.47. 12.57. 1683.56. 0.00. 17.47. -58.55. 147.80. -8.24. 43.90. 133.98. 121.93.


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